Unykorn LLC — Institutional Platform

Settlement infrastructure for regulated value.

Partner-bank fiat rails, institutional digital asset custody, and compliance-gated tokenization — engineered so that no value moves before clearance, and no client funds are ever held by Unykorn.

Request institutional access How the rails work ↓
Every instruction passes assert_cleared() — KYC, sanctions, licensing, travel rule — before any rail payload exists. Blocked flows never see a rate, an address, or a payment body.

Three layers. One custody discipline.

Each layer settles at a regulated or cryptographically-bound counterparty. Unykorn operates the orchestration — never the deposit.

Fiat Rails

Partner-bank settlement

ACH, Fedwire, RTP®, FedNow®, and cross-border SWIFT/local-rail corridors, executed through a chartered partner bank as bank of record. Segregated subledgers per client, reconciled to the settlement line.

deposits held at partner financial institutions
Digital Custody

2-of-3 institutional vaults

Multi-signature custody through an enterprise digital-asset custodian. The client holds the backup key — no single party, including the custodian, can move assets alone. Policy-gated velocity and approval controls per vault.

custody model: 2-of-3 · backup = client
Tokenization

Compliance-gated issuance

Permissioned security tokens under the ERC-3643 standard: identity-verified transfers, on-chain investor registries, and cap tables where every movement checks eligibility before it settles.

transfer validity = identity + compliance, on-chain

Non-custodial by architecture, not by policy.

Four invariants are enforced in code across every layer. They are structural — there is no configuration in which they are off.

No Unykorn custody
Fiat settles at partner banks. Digital assets settle in client-keyed vaults. Unykorn's ledger records claims, never holdings.
Clearance before movement
KYC, sanctions, licensing, and travel-rule checks gate every flow. Payment payloads are unreachable until clearance returns.
Integer-exact ledgers
All amounts are integer minor units, end to end. No floating point touches a balance, a rate, or a reconciliation.
Deterministic execution
Every movement carries a derived idempotency identity. Retries, timeouts, and replays cannot double-settle.

Built for institutions. Priced like it.

Access is qualified, onboarding is staged, and engagements are paid from day one. If that matches how you operate, you're in the right place.

Who we serve

Qualified counterparties

Registered funds and family offices. Licensed fintechs and lenders. Real-asset issuers pursuing compliant tokenization. Corporate treasuries with cross-border or digital-settlement needs.

minimum: $250k/mo settled volume or $1M in custody
Engagement

Paid from the first day

Every engagement begins with a signed letter and a paid implementation. Platform access carries a monthly minimum; settlement, FX, and custody are usage-priced. The full fee schedule is provided during qualification.

implementation from $5,000 · platform from $1,000/mo
Onboarding

Six gates, in order

Intake review, qualification call, commercial terms, KYB/KYC through a bank-approved provider, provisioning, and staged go-live at reviewed limits. No account exists until every gate before it has closed.

qualified requests answered within two business days

Who we do business with.

Institutions publish their client standards. So do we — the segments we serve, the ones we decline, and exactly what access requires. There is no ambiguity by design.

We serve
  • Registered investment funds, family offices, and asset managers
  • Licensed fintechs and lenders requiring settlement rails or segregated subledgers
  • Real-asset issuers — real estate, energy, credit, precious metals — pursuing compliant tokenization
  • Corporate treasuries with cross-border or digital-settlement requirements
We decline
  • Sanctioned jurisdictions or parties, without exception
  • Anonymity-enhanced crypto services — mixers and privacy-pool operators
  • Unlicensed money services and unlicensed gambling
  • Entities without identifiable beneficial ownership
01
Qualify
$250k+/mo settled volume, $1M+ in custody, or platform-minimum commitment regardless of volume.
02
Engage
Signed engagement letter with the full fee schedule — the only form a quote takes.
03
Pay
Implementation from $5,000 and first-month platform minimum from $1,000, cleared before any provisioning.
04
Verify
KYB/KYC through a bank-approved provider: beneficial ownership, sanctions, jurisdiction.
05
Go live
Sub-portal, segregated subledger, staged limits — raised on 30 days of clean reconciliation.
Unykorn does not offer free access, free trials, or unpaid pilots. Every engagement is fee-bearing from execution — the same standard our banking and custody partners hold us to.

Request institutional access.

Onboarding is cohort-based and reviewed. Tell us who you are and what you need to move — our team responds to qualified requests within two business days.

Verification is required before any account is provisioned. Access is subject to compliance review and jurisdiction eligibility.

Submitting this form starts a review — it does not open an account or move funds. Engagements are paid; the fee schedule is shared during qualification. We never ask for account credentials or payment details at this stage.